New Car 6 Year 0% Automobile Financing Options

The country's leading experts in automotive financing state that the winter holiday season, especially during December, is the most opportunistic time of each year to purchase a new vehicle. Peak discounts are offered and this year, incredible financing options including 6-year terms and 0 percent APR loans are available. Of course, the main determining catalyst for this peak in auto sales opportunities is the fact that automotive dealers are trying to clear out their showroom floor spaces. All 2009 models need to go!

While many people get caught up in the buzz of the new model year's releases, it can be very advantageous to remember that massive savings can be had on the outgoing models. In many cases, a new model year for a given vehicle only incorporates a few minor upgrades. In fact, most vehicles are carryovers from the previous year having changed very little, if any at all. Savvy comparison shoppers realize that their bargaining power is optimized an end up saving thousands and thousands of dollars. So, even if you are still experiencing the shock of Holiday expenditures, it's still a most excellent time to consider replacing your vehicle.

Besides 72-month, 0 percent financing, major automobile manufacturers are offering hefty discounts and rebates on 2009 vehicles as well. Now, they don't do this just because they are big-hearted companies; they do so simply because they will make more money off of the newly released vehicles. So you see, it's by far in their best interest to unload the 2009 models as quickly as possible. Unless you are simply stuck on the concept of buying a brand new vehicle, in most cases it's highly beneficial to select the outgoing year's models.

The value that you can create for yourself in the long term is what's most important. Upfront costs for new vehicles are not nearly as important to consider. Still, numerous major league automotive manufacturers are keeping the energies generated from this incredible financing availability flowing by continuing the programs into 2010. Here are just a few of them:

The midsized 2010 Chevrolet Malibu retails for between $21,825 and $26,955. It delivers 22/30 mpg urban/rural, very well-balanced ride quality, sporty styling and a super-comfortable interior cabin space. It's available at Chevrolet dealers now with 0% APR financing that can be stretched over 60 months.

The full-sized 2010 Ford Taurus is also available with very nice financing terms. Besides 0% APR over 36 months, you will be entitled to $1000 cash back. With MSRPs ranging between $25,170 and $33,020, it delivers a very impressive EPA-estimated 18/28 mpg city/highway. The Taurus has been completely redesigned for 2010, so you might want to consider its various enhancements as compared to 2009 models.

Those in the market for a new large SUV will want to consider the
2010 Mazda CX-9. This distinctive 5-star NHTSA-rated 7-passenger family transporter is stylish and curvy. An eye-raising list of standard safety features is presented and it's available with 0 percent APR financing for up to 36 months. Oh yeah, Mazda will also waive your payments for the first 90 days.

And some very lucky people will take advantage of the fact that the new 2010 Chevrolet Corvette is also offering spectacular financing options. With suggested retail pricing ranging between $48,930 and $106,880, base engine models deliver 16/26 mpg city/highway. Corvette owners experience very little depreciation. And while the new 2010 models do have a couple of it enhancements that last year's models lack, you might want to seriously think about a 2009 Corvette with 0% APR financing for up to 72 months.

Make no mistake about it: December is definitely the month to shop for new and almost-new vehicles. Put a little time into some research and you will see the advantages that await you.

Happy holidays!